Disclosures

DebtGo is a web-based debt payoff calculator that provides:

• Debt repayment projections based on user-provided information
• Comparison of Avalanche and Snowball repayment methods
• Estimated debt-free dates and interest savings calculations
• Educational content about debt management strategies

All calculations are based on the information you provide and standard financial formulas. Results are estimates and may vary from actual outcomes.

DebtGo does NOT provide:

• Financial advice — We don't recommend specific financial products, investments, or strategies tailored to your situation
• Legal advice — We cannot advise on bankruptcy, debt settlement, or legal matters
• Tax advice — Debt forgiveness and other actions may have tax implications; consult a tax professional
• Credit counseling — We are not a credit counseling agency and do not negotiate with creditors

For personalized advice, please consult with a licensed financial advisor, attorney, or certified public accountant.

DebtGo makes no representations or warranties regarding:

• Accuracy, completeness, or reliability of calculations
• Achievement of specific debt payoff outcomes
• Suitability of any strategy for your personal situation
• Continuous availability of the service

Use DebtGo as one of many tools in your financial planning process, not as the sole basis for financial decisions.

DebtGo does not:

• Calculate or predict credit score changes
• Guarantee any specific credit score outcomes
• Calculate tax implications of debt repayment or forgiveness
• Connect to credit bureaus or access your credit report

Credit scores are determined by multiple factors beyond debt repayment. Consult credit bureaus and tax professionals for accurate information.

You are responsible for:

• Providing accurate information about your debts (balances, interest rates, minimum payments)
• Verifying all calculations with your creditors before making payments
• Ensuring you have sufficient funds to make planned payments
• Consulting with qualified professionals before making major financial decisions
• Understanding your loan terms and any prepayment penalties

DebtGo is committed to protecting your privacy:

• We never connect to your bank accounts
• We never store actual account numbers
• We never sell your personal data to third parties
• All data transmission is encrypted using industry-standard protocols

For complete details, please review our Privacy Policy.

DebtGo may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. We encourage you to review the policies of any external sites you visit.

DebtGo may display third-party advertisements to support the free availability of our service. These ads are:

• Provided by third-party advertising networks
• Not endorsements of the products or services advertised
• Subject to the advertiser's own terms and privacy policies

DebtGo does not receive compensation based on whether you click on or purchase from any advertiser.

DebtGo offers optional premium subscriptions with additional features:

• Subscriptions are processed securely through Stripe
• You may cancel at any time through your account settings
• Refund policies are outlined in our Terms of Service
• Premium features are subject to change

We may update these disclosures from time to time. Continued use of DebtGo after changes constitutes acceptance of the updated disclosures. We encourage you to review this page periodically.

Last Updated: January 2026